MTO WORLD EXCLUSIVE: Love And Hip Hop Star K MICHELLE . . . Is Dating Olympic Swimmer Ryan Lochte . . . But His ‘PEOPLE’ Think She’s Too GHETTO For Him!!!

: Love And Hip Hop star K Michelle is in a bit of a dilemma . . . she’s currently dating one of the most popular Olympians – Ryan Luchte, but he’s not claiming her. Why you ask? Well people close to Ryan don’t think that K Michelle has the right image for the OLYMPIAN.

As one person in the know puts it, “K Michelle is real hood . . . that’s not the image he wants to portray. Besides it’s never good for a handsome man to tell people that he has a girlfriend.”

And we’re not just 100 PERCENT sure that they’re dating, we have PROOF. First peep the below photos, taken earlier this year, of the two boo’d up. And in addition to the photos – we have video of K Michelle saying that she’s “dating a White guy” who “is a swimmer.”

But Ryan’s people are COMING OUT FULL FORCE . . . and denying his relationship with the REALITY STAR. Here is what his MOM told US Weekly, “He’s too busy! He’s so warmhearted that I don’t think he’d want to have a relationship with somebody. I don’t think he wants to get into a relationship. It just wouldn’t be fair to the girl.”

We can 100 PERCENT CONFIRM that before the Olympics, he and K Michelle were DEFINITELY rockin with each other!!